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Important: As per Finance Act 2016, from 01st June 2016, due to introduction of Krishi Kalyan Cess @ 0.5%, service tax rates has been revised . Consequently, for unit linked plans, the additional service tax will be deducted in the form of units. For non-linked plans, there will be an increase in the policy premium amount.   Click here  to know more.

Top 4 Things to Do As Soon As You Become a Parent


The Best You Can Offer Your Child

With inflation on one side and the steady decline in the Rupee on the other, Indian parents need to save more for their child's higher educationoverseas. If you wish to provide your child with the best education,you must consider getting a child insurance plan. When a baby is born, he/shebrings unconditional love in your life. Along with the joy of becoming a parent, come a whole gamut of responsibilities; financially and otherwise. Of course, you wish to provide your child with the best upbringing, which includes proper healthcare and quality education. Read on know what you must do to make this possible.

The Best You Can Offer Your Child
It's normal for your child to take centre stage in your life. Here are a few things that you can do to provide your loved one with the best of care and upbringing.

  • Make Your Home Child Proof - As your baby grows, there would be a lot of crawling around and touching of different objects. And of course these dirty hands will find their way to your baby's mouth. Thus it's extremely important to disinfect the entire house on a regular basis. You must also cover all electrical sockets and keep electrical appliances and sharp objects out of reach. You might also want to use baby-friendly anti-toxic wall paints.
  • Organise Yourself - Parenthood is a full-time job and you might feel overwhelmed with all the responsibilities of looking after your child. You must set your prioritiesstraight and divide your time between looking after your child and your job or household work. This holds true for both partners.
  • Get Your Finances in Order – In order to provide your child with the best facilities, you must have a strong financial backing. Clearyour credit card dues and other debts. Make a budget both for monthly expenses and child care.
  • Get a Child Plan – It is an insurance policy that can help you fund your child's higher education even when you are not there. The earlier you start saving, the better off you are. You can withdraw money at important milestones of your child's life, such as when he/she is ready for college.Moreover, your child would receive a significant amount upon maturity of the plan. This sum assured can help finance higher education, business venture, marriage or even setting up your child in a new city. In case of death of the policyholder, the plan stands intact.

The Birla Sun Life Vision Star Plan is among the best child insurance plans in India. The policy has two options for two different plans. Regular bonuses are accrued at the end of each year. Apart from general benefits, you can also take a loan against the policy.

 
 
 
 
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