Skip Ribbon Commands
Skip to main content
 

Need help? Call 1-800-270-7000

To offer you an enhanced website experience we have revamped this section. Remembering your User Name & Password just got simpler.

Convert your 10 digit CIP number to a User Name of your choice and select a password you can remember with ease.

If you are having trouble logging in, check if you have typed in the correct User Name or type the old 10 digit CIP number (if you are a 1st time user).

Cookies need to be enabled in your Internet browser in order for you to Login. You need to go to Internet options > Privacy > Advanced > Select the "Accept" or "Prompt" option under "First Party Cookies" > Click Ok
OK


Important: W.e.f 1st July 2017, GST will be levied on Life Insurance Premium as per the applicable tax rates. To know the rate that will be applicable to your specific policy please click here

ULIPs - Wise investment options for the smart investor


When looking for investment opportunities, start with ULIPs. They will multiply your wealth and offer steady returns on investment.

The goal of any investment is to augment wealth. If the invested money does not grow over a certain period of time, it means that the investment instrument is a poor one. This is true of any investment, be it property, gold or the stock market.

A canny investor knows that the right instrument can get not just good returns but create a sizeable corpus for future use. You may choose to invest your money keeping a range of personal and professional goals in mind. The augmented investment can be used to buy a second house, pay for children's foreign education, fund the purchase of a sports car or even set up a retirement fund. However, it is crucial to select the right investment vehicle for the same.

Among the plethora of investment options available in India today, the ULIP seems to be amongst the best ones. A ULIP (Unit Linked Insurance Plan) is a policy that offers the dual benefits of insurance as well as return on investment. The policy holder pays regular premiums for the unit linked plan, just like he would in any other insurance policy. However, this payment is split into two components: one part pays the premium for the ULIP plan while the other is invested in high grade, good quality equity shares.

The investor can make this investment himself, or enlist the help of a reliable fund house to do the same. The latter option is a more viable one, since the designated fund manager handles the investor's entire portfolio and monitors the daily behaviour of the markets on the client's behalf. The funds invested in equities then result in specific units of the shares being allotted to the investor – the potential for returns stems from the value of these units, which change on a daily basis.

The best part is that the investor may influence the outcome of the portfolio by selecting the right units – the ULIP plan allows the investor to switch to other units for better returns.

There are several unit linked insurance policies available in India today, but only a few high performing ones. Of these, the Aditya Birla Sun Life Insurance (ABSLI) bouquet of unit linked insurance plans are some of the top performers in this sector.

ABSLI Wealth Max Plan:
This is a single pay ULIP which invests money in 13 different funds.
 
ABSLI Wealth Secure Plan:
An excellent option to get steady returns and provide whole life coverage to the entire family.
 
ABSLI Wealth Assure Plan:
This is a revolutionary savings and protection plan that offers returns for different stages of life.
 
ABSLI Fortune Elite Plan:
You can invest your premiums in one of three options: The SIP option, Return Optimiser Option or Self-Managed Option, based on your investment goals.
 
ABSLI Wealth Aspire Plan:
There are guaranteed returns in this plan in lieu of the insurer adding more units to your portfolio when you continue the policy after tenure.
 
Buy Term Insurance Online
Date of Birth:
Gender:
Tobacco Consumption:
Desired policy cover:
Toll free (Within India):
1-800-270-7000

Outside India:
+91 22 66917777
(Call charges apply)

Between 9 am to 9 pm, Monday to Saturday

Insurance Dictionary

Quick Links

Notification

Need help? Call 1-800-270-7000
Posted Date :
Subject :
Message :

Notifications

Need help? Call 1-800-270-7000
Are you sure you wish to delete the selected Notification(s)?

Daily NAV's

This site is best viewed with resolution 1024x768 in Internet Explorer 8.0

For more details on risk factors, terms and conditions please read sales brochure carefully before concluding the sale.

Trade Logo displayed above belongs to SUN LIFE ASSURANCE COMPANY OF CANADA and ADITYA BIRLA MANAGEMENT CORPORATION PRIVATE LIMITED and used by ADITYA BIRLA SUN LIFE INSURANCE COMPANY LIMITED as per terms and conditions of license Agreement.

Aditya Birla Sun Life Insurance Company Limited (formerly Birla Sun Life Insurance Company Limited)

Registered Office: One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013. CIN: U99999MH2000PLC128110 Registration No. 109.

BEWARE OF SUSPICIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS

IRDAI clarifies to the public that,
  • IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
  • IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with the details of the phone call.