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Important: As per Finance Act 2016, from 01st June 2016, due to introduction of Krishi Kalyan Cess @ 0.5%, service tax rates has been revised . Consequently, for unit linked plans, the additional service tax will be deducted in the form of units. For non-linked plans, there will be an increase in the policy premium amount.   Click here  to know more.

As you work hard to climb the ladder of success, set new goals and reach different milestones – it’s important to organise your efforts in a way that works to your advantage.

Wealth-Aspire-Plan-Web-banner.jpg

BSLI Wealth Aspire Plan

As you work hard to climb the ladder of success, set new goals and reach different milestones – it's important to organise your efforts in a way that works to your advantage. Birla Sun Life Insurance Wealth Aspire Plan ensures you keep living the exclusive life you've worked so hard for. An unique plan that recognises the importance of your goals and helps you fulfill them by offering to empower you with personalised wealth creation features. This helps accumulate substantial financial corpus for both realising your dreams and securing your family's future.
 
Key Features
 
  • Flexibility to choose from:

    • wide range of policy terms
    • premium paying terms from 5 to 40 years
    • 4 investment options
  • Flexibility to add top-ups whenever you have additional savings
  • Flexibility of partial withdrawals to meet any emergency fund requirements
  • Tax benefits under section 80C and section 10(10D) of the Income Tax Act, 1961
 
How does the plan work
 
Step 1 Choose the Basic Premium and the Basic Sum Assured
   
Step 2 Choose Premium Paying Term & Policy Term
   
Step 3 Choose the mode of payment i.e. monthly, quarterly, semi-annual or annual
   
Step 4 Choose Investment Option
   
Smart Option
Under this option, your portfolio will be structured as per your maturity date and risk profile. Over time the allocation is managed such that it will automatically switch from riskier assets to safer assets progressively as your plan approaches maturity.

Systematic Transfer Option
This option safeguards your wealth against the market volatilities and averages out the risks associated with the equity market.

Return Optimiser Option
This option enables you to take advantage of the equity market, protect your gains from the future market volatility and create a more stable sequencing of investment returns.

Self-Managed Option
Under this option, you get access to our well established suite of 9 segregated funds, complete control in how to invest your premiums.

For more details on the plan, please refer to our product brochure.
 
Our policy charges

The charges under this plan are Premium Allocation Charge, Fund Management Charge, Policy Administration Charge and Mortality Charge.

For more details on these charges, please refer to the product brochure.
 
 
Quick Eye
 
Entry Age
Minimum   -   30 days*
Maximum   -   For 5 Pay: 50 years
        For 6 Pay & 7 Pay: 55 years
        For 8 pay and above: 60 years
Maturity Age
18 to 70 years
Policy Term
Minimum   -   10 Years*
Maximum   -   For 5 Pay: 20 years
        For 6 Pay: 55 years
        For 7 pay and above: 40 years
Premium Paying Term
5 to 40 years
Minimum Basic Premium
Rs. 30,000 for annual mode
Rs. 36,000 for semi-annual mode
Rs. 48,000 for quarterly and monthly mode
Premium Paying Term
5 to 40 years
Minimum Sum Assured
Rs. 300,000
Top-up Premium
Minimum Rs. 5,000
*Risk commences when the life insured attains age 1
 
 
Please refer to the product brochure for details.
 
 
 
 
 
​​
Disclaimer
This policy is underwritten by Birla Sun Life Insurance Company Limited (BSLI). This is a non-participating unit linked life insurance savings plan. Birla Sun Life Insurance and BSLI Wealth Aspire Plan are only the names of the Company and Policy respectively and do not in any way indicate their quality, future prospects or returns. The various funds offered in this plan do not in any indicate their quality, future prospects or returns. The charges are guaranteed throughout the term of the policy unless specifically mentioned and subject to IRDA of India approval. The value of the segregated fund reflects the value of the underlying investments. These investments are subject to market risks and change in fundamentals such as tax rates etc affecting the investment portfolio. The premium paid in unit linked life insurance policies are subject to investment risk associated with capital markets and the unit price of the units may go up or down based on the performance of segregated fund and factors influencing the capital market and the policyholder is responsible for his/her decisions. There is no guarantee or assurance of returns above the guaranteed returns from the segregated funds. Service Tax and Education Cess and any other applicable taxes levied as per extant tax laws shall be deducted from the premium or from the allotted units as applicable. An extra premium may be charged as per our then existing underwriting guidelines for substandard lives. The insurance cover for the life insured will commence on the policy issue date. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document the insurer. For more details on risk factors, terms and conditions please refer to the sales brochure before concluding the sale. Tax benefits are subject to changes in the tax laws. Insurance is the subject matter of solicitation. Registered Office: One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013. Registration no. 109 CIN: U99999MH2000PLC128110 ADV/9/15-16/8392 VER1/Sept/2015
Unique No: 109L100V01
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For more details on risk factors, terms and conditions please read sales brochure carefully before concluding the sale.

Trade Logo displayed above belongs to SUN LIFE ASSURANCE COMPANY OF CANADA and ADITYA BIRLA MANAGEMENT CORPORATION PRIVATE LIMITED and used by BIRLA SUN LIFE INSURANCE COMPANY LIMITED as per terms and conditions of license Agreement.

Registered Office: One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013. CIN: U99999MH2000PLC128110 Registration No. 109.