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Important: W.e.f 1st July 2017, GST will be levied on Life Insurance Premium as per the applicable tax rates. To know the rate that will be applicable to your specific policy please click here

In this policy, investment risk in investment portfolio is borne by the policyholder.
Linked insurance products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to withdraw/Surrender the monies invested in Linked Insurance Products completely or partially till the end of the fifth year from inception.

Wealth-Aspire-Plan-Web-banner.jpg

BSLI Wealth Aspire Plan

In this policy, investment risk in investment portfolio is borne by the policyholder.
Linked insurance products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to withdraw/Surrender the monies invested in Linked Insurance Products completely or partially till the end of the fifth year from inception.

In the pace that the world is moving today, security of your loved one's is a big concern. Your hard work is always directed towards accumulating sufficient wealth for them. Hence, it is important to organize your efforts in a way that works the best for you. Birla Sun Life Insurance Wealth Aspire Plan ensures that you fulfil your responsibilities without any trouble by empowering you with a personalized wealth creation plan. It helps you accumulate substantial financial corpus using its wealth features and allows you to fulfil your duties by securing the future of your loved ones.
 
Key Features
 
  • Flexibility to choose from:

    • Plan options
    • Policy terms
    • Premium paying terms
    • 4 investment options
  • Flexibility to add top-ups in case of additional savings
  • Flexibility of partial withdrawals to meet any emergency fund requirements
  • Tax benefits under section 80C and section 10(10D) of the Income Tax Act, 1961
 
How does the plan work?
 
Step 1 Choose the Plan option
   
Step 2 Choose the Basic Premium and the Basic Sum Assured
   
Step 3 Choose Premium Paying Term & Policy Term
   
Step 4 Choose the mode of payment i.e. monthly, quarterly, semi-annual or annual
 
Step 5 Choose Investment Option
   
Investment Options:

Smart Option

Under this option, your portfolio will be structured as per your maturity date and risk profile. Over time the allocation is managed such that it will automatically switch from riskier assets to safer assets progressively as your plan approaches maturity.

Systematic Transfer Option
This option safeguards your wealth against the market volatilities and is available only if you have opted for annual mode. Under STP, at inception you can choose to transfer the fund on monthly basis or weekly basis. You may choose up to 4 funds for your premium to be transferred to.

Return Optimiser Option
This option enables you to take advantage of the equity market, protect your gains from the future market volatility and create a more stable sequencing of investment returns.

Self-Managed Option
Under this option, you get access to our well established suite of 15 segregated funds, complete control in how to invest your premiums and full freedom to switch from one segregated fund to another.

For more details on the plan, please refer to our product brochure.
 

Our policy charges
The charges under this plan are Premium Allocation Charge, Fund Management Charge, Policy Administration Charge and Mortality Charge.

For more details on these charges, please refer to the product brochure.

Quick Eye
 
 
Classic Option 
Assured Option 
Entry Age
Minimum - 30 days*
Maximum - For 5 Pay: 50 years
                For 6 Pay & 7 Pay: 55 years
                For 8 pay and above: 60 years 
Minimum - 18 years
Maximum - For 5 Pay, 6 Pay &7 Pay: 45 years
For 8 pay and above:50 years
Maturity
18 to 70 years 
28 to 60 years
Policy Term
Minimum - 10 years
Maximum - For 5 Pay: 20 years
                For 6 Pay: 35 years
                For 7 pay and above: 40 years 
Minimum - 10 years
Maximum - For 5 , 6 &7 Pay:15 years
For 8 pay and above: 40 years
Premium Paying Term (PPT)
5 to 40 years
Minimum Basic Premium
Rs. 30,000 for annual mode
Rs. 36,000 for semi-annual mode
Rs. 48,000 for quarterly and monthly mode
Minimum Sum Assured
Rs. 3,00,000
Top-up Premium
Minimum Rs. 5000

*Risk commences from the first policy anniversary
 
 
Please refer to the product brochure for details.
 
 
 
 
 
Disclaimer
This is a non-participating unit linked life insurance savings plan. Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors' influencing the capital market and the insured is responsible for his or her decision. Birla Sun Life Insurance is only the name of the Insurance Company and BSLI Wealth Aspire Plan is only name of the unit linked life insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document. The various funds offered under this contract are the names of the funds and do not any way indicate the quality of these plans, their future prospects and returns. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding the sale. Registered Office: One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai -400013. Registration no. 109 CIN:U99999MH2000PLC128110 ADV/6/17-18/567 VER2/JULY/2017

IRDAI hereby clarifies to the public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call and number.
Unique No: 109L100V03
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For more details on risk factors, terms and conditions please read sales brochure carefully before concluding the sale.

Trade Logo displayed above belongs to SUN LIFE ASSURANCE COMPANY OF CANADA and ADITYA BIRLA MANAGEMENT CORPORATION PRIVATE LIMITED and used by BIRLA SUN LIFE INSURANCE COMPANY LIMITED as per terms and conditions of license Agreement.

Registered Office: One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013. CIN: U99999MH2000PLC128110 Registration No. 109.

BEWARE OF SUSPICIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS

IRDAI clarifies to the public that,
  • IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
  • IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with the details of the phone call.