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Important: W.e.f 1st July 2017, GST will be levied on Life Insurance Premium as per the applicable tax rates. To know the rate that will be applicable to your specific policy please click here
We work hard for our loved ones & strive to provide the best to them. At BSLI we understand your needs and help you to plan better to achieve your financial goals and realize your dreams with BSLI Vision Regular Returns Plan, an affordable savings and life insurance plan.

 

Benefits of Vision Regular Returns Plan
 
  1. Bonuses : Your policy shall be eligible for accrual of bonuses which are compounding in nature and might also be eligible for a terminal bonus.


  2. Death Benefit:In the unfortunate event of death of the life insured during the policy term, we shall pay to the nominee:

    • Sum Assured on death plus
    • Accrued bonuses as of date of death


    Sum Assured on death is the maximum of Sum Assured chosen at inception without any deductions or 10 times the annual premium payable. The death benefit payable shall never be less than 105% of total premiums paid to date (excluding any applicable rider premiums and/or underwriting extras and service tax, if any)

  3. Survival Benefit: Starting from the 5th policy anniversary and on every subsequent policy anniversary till maturity, you shall receive a Guaranteed Survival Benefit. The Guaranteed Survival Benefit (per 1000 of Sum Assured) is:

    Policy Year Guaranteed Survival Benefit
    5 15.6250
    6 18.9584
    7 22.5298
    8 26.3760
    9 30.5426
    10 35.0881
    11 40.0881
    12 45.6436
    13 51.8936
    14 59.0365
    15 67.3698
    16 77.3698
    17 89.8698
    18 106.5365
    19 131.5365
    20 181.5365


    After you pay premiums for at least 5 policy years, on every policy anniversary you shall receive:

    • Guaranteed Survival Benefit plus
    • Non-guaranteed Survival Benefit (6.25% of the accrued bonuses)

  4. Maturity Benefit: In the event the life insured survives to the end of the policy term, you will receive accrued bonuses; less non-guaranteed Survival benefits already paid


  5. Customisable Benefits: For added protection, BSLI Vision Regular Returns Plan can be enhanced by the following riders for a nominal extra cost.

    • BSLI Accidental Death and Disability Rider (UIN: 109B018V02)
    • BSLI Critical Illness Rider (UIN: 109B019V02)
    • BSLI Surgical Care Rider (UIN: 109B015V02)
    • BSLI Hospital Care Rider (UIN: 109B016V02)
    • BSLI Waiver of Premium Rider (UIN: 109B017V02)


For more details on benefits please refer to product & rider brochures, consult your financial advisor or visit our website for further details.
 


 
Disclaimer
This policy is underwritten by Birla Sun Life Insurance Company Limited (BSLI). This is a traditional participating endowment plan. All terms & conditions are guaranteed throughout the policy term, except for the bonuses which would be declared at the end of each financial year. Service Tax and Education Cess and any other applicable taxes will be added (extra) to your premium and levied as per extant tax laws. An extra premium may be charged as per our then existing underwriting guidelines for substandard lives, smokers or people having hazardous occupations etc. This brochure contains only the salient features of the plan. For further details please refer to the policy contract. Tax benefits are subject to changes in the tax laws. For details on risk factors, terms and conditions, please read the sales brochure carefully before concluding the sale.

Some benefits are guaranteed and some benefits are variable with returns based on the future performance of the company (BSLI). If your policy offers guaranteed returns then these will be clearly marked “guaranteed” in the illustration table on this page. If your policy offers variable returns then the illustrations on this page will show two different rates of assumed future investment returns. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back as the value of your policy is dependent on a number of factors including future investment performance.

Registered Office: One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013. Call Centre: 1-800-270-7000. ADV/11/15-16/8660 Ver1/Dec/2015

IRDAI hereby clarifies to the public that
  • IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums
  • IRDAI does not announce any bonus.
Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.
UIN No. : 109N081V02
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For more details on risk factors, terms and conditions please read sales brochure carefully before concluding the sale.

Trade Logo displayed above belongs to SUN LIFE ASSURANCE COMPANY OF CANADA and ADITYA BIRLA MANAGEMENT CORPORATION PRIVATE LIMITED and used by BIRLA SUN LIFE INSURANCE COMPANY LIMITED as per terms and conditions of license Agreement.

Registered Office: One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013. CIN: U99999MH2000PLC128110 Registration No. 109.

BEWARE OF SUSPICIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS

IRDAI clarifies to the public that,
  • IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
  • IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with the details of the phone call.