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Important: As per Finance Act 2016, from 01st June 2016, due to introduction of Krishi Kalyan Cess @ 0.5%, service tax rates has been revised . Consequently, for unit linked plans, the additional service tax will be deducted in the form of units. For non-linked plans, there will be an increase in the policy premium amount.   Click here  to know more.
We work hard for our loved ones & strive to provide the best to them. At BSLI we understand your needs and help you to plan better to achieve your financial goals and realize your dreams with BSLI Vision Regular Returns Plan, an affordable savings and life insurance plan.
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We work hard for our loved ones & strive to provide the best to them. At BSLI we understand your needs and help you to plan better to achieve your financial goals and realize your dreams with BSLI Vision Regular Returns Plan, an affordable savings and life insurance plan. BSLI Vision Regular Returns Plan is a traditional participating endowment plan. With survival benefits payable every year from 5th policy anniversary till maturity and life insurance benefit, this plan offers a perfect combination of liquidity, savings and financial protection of your family.
 
Let's understand this plan with the help of an example.
 
Rahul is 25 years old. He wants to invest his money that offers returns on his investment & also earn an additional source of Income that can take care of his growing responsibilities in future. He chooses to secure his life for a 20 year term with the BSLI Vision Regular Return Plan.

He chooses a sum assured of Rs.1,000,000 and his premium is set at Rs.62109 annually. He will receive Guaranteed Survival Benefit every year 5th year onwards as per the defined rate(refer to the table under survival benefit) starting from Rs. 15,625 to Rs. 181,537 in 20th year & Non Guaranteed Survival Benefit i.e. 6.25% of accrued bonus along with Guaranteed Survival Benefit. At maturity, he can expect to receive Rs. 5,59,137 at 8% p.a and Rs. 362,477 at 4% pa. inclusive of total survival benefit & maturity benefit at the end of 20 year term. Plus In case of Rahul's untimely demise, the total Death Benefit his family can expect will be to the tune of Rs.1771363 at 8% pa and Rs. 1387227 at 4% pa
 
Key Advantages
 
  1. Growth to your savings – Enhance your savings by accrued bonuses starting from the first policy year.
  2. Easy liquidity at regular intervals – You receive survival benefits every year starting from end of five years till the end of policy term.
  3. Tax Benefits – under Section 80C, 80D and Section 10(10D) of the Income Tax Act, 1961.
  4. Safety to your loved ones – Comprehensive financial protection of your family depending on your choice of Sum Assured.
 
 
 
Quick View
 
Entry Age (Age on last birthday) : 13 – 45 years
Policy Term : 20 years
Premium Paying Term : Same as policy term
Minimum Sum Assured : Rs. 2,00,000
Premium Frequency : Annual - for all ages
Semi-annual, Quarterly and Monthly – for ages less than equal to 40 years
 
For more details on the plan, please refer to our product brochure.
 
 
Disclaimer
This policy is underwritten by Birla Sun Life Insurance Company Limited (BSLI). This is a traditional participating endowment plan. All terms & conditions are guaranteed throughout the policy term, except for the bonuses which would be declared at the end of each financial year. Service Tax and Education Cess and any other applicable taxes will be added (extra) to your premium and levied as per extant tax laws. An extra premium may be charged as per our then existing underwriting guidelines for substandard lives, smokers or people having hazardous occupations etc. This brochure contains only the salient features of the plan. For further details please refer to the policy contract. Tax benefits are subject to changes in the tax laws. For details on risk factors, terms and conditions, please read the sales brochure carefully before concluding the sale.

Some benefits are guaranteed and some benefits are variable with returns based on the future performance of the company (BSLI). If your policy offers guaranteed returns then these will be clearly marked “guaranteed” in the illustration table on this page. If your policy offers variable returns then the illustrations on this page will show two different rates of assumed future investment returns. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back as the value of your policy is dependent on a number of factors including future investment performance.

Registered Office: One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013. Call Centre: 1-800-270-7000. ADV/11/15-16/8660 Ver1/Dec/2015

IRDAI hereby clarifies to the public that
  • IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums
  • IRDAI does not announce any bonus.
Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.
UIN No. : 109N081V02
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For more details on risk factors, terms and conditions please read sales brochure carefully before concluding the sale.

Trade Logo displayed above belongs to SUN LIFE ASSURANCE COMPANY OF CANADA and ADITYA BIRLA MANAGEMENT CORPORATION PRIVATE LIMITED and used by BIRLA SUN LIFE INSURANCE COMPANY LIMITED as per terms and conditions of license Agreement.

Registered Office: One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013. CIN: U99999MH2000PLC128110 Registration No. 109.