In life, when we face so much uncertainty around us, there's nothing more reassuring than
knowing that not only is your money safe, but also that you will receive more than what
you have invested. With the return of premium along with accrued bonuses on maturity
and protecting your family's financial security, this plan offers you the best of both worlds.
Hence, by investing in BSLI Vision Endowment Plus Plan, your investment can go a long
way in building a safe and financially sound future for your family, today as well as in the
years to come.
Let's understand this plan with the help of an example.
Ketan is a healthy male aged 35 years. He wants to secure his family's financial future with an
investment solution that also offers returns on his investment. He chooses to secure his life for
a 20 year term with the BSLI Vision Endowment Plus Plan. He chooses a sum assured of Rs. 2,50,000 and premium paying term for 10 years. For this plan, he has a choice of selecting
Death Benefit options best suited for his family. Based on his life stage & death benefit option
A, his premium per year is set at Rs. 18,165. He can expect Rs. 4,05,085 as the total Maturity Benefit at the end of a 20 year term at 8% p.a or Rs. 222,585 at 4% p.a. In case an eventuality occurs in 15th year, his family will get Death benefit of Rs. 4,22,500 at 8% p.a or Rs. 2,85,625 at 4% p.a.
If he chooses the Death Benefit Option B, the premium he has to pay is Rs. 18,810. The total Maturity Benefit is Rs. 411,308 at the end of a 20 year term at 8% p.a. or Rs. 228,808 at 4% p.a. In case an eventuality occurs in 15th year, his family will get Death benefit of Rs. 5,47,500 at 8% p.a or Rs. 4,10,625 at 4% p.a.
Note: The rates mentioned above are bound to change in the future. For more details on Death Benefit options, please
refer to the product brochure.
Some benefits are guaranteed and some benefits are variable with returns based on the future performance of the
company (BSLI). If your policy offers guaranteed returns then these will be clearly marked "guaranteed" in the illustration
table on this page. If your policy offers variable returns then the illustrations on this page will show two different rates of
assumed future investment returns. These assumed rates of return are not guaranteed and they are not the upper or lower
limits of what you might get back as the value of your policy is dependent on a number of factors including future
||Choose your sum assured |
||Choose your premium paying term|
||Choose your premium frequency |
||Choose the Death Benefit Option |
Your premium will depend on the amount of the Sum Assured you select.
Please refer to the product brochure for details
Entry Age (age on last birthday)
30 days* – 60 years (subject to maximum maturity age of 70 years )
10 – 40 years
Premium Paying Term
7, 10, 15, 20 years, Regular Pay
Minimum Sum Assured
Rs. 7,000 p.a
Annual, Semi-annual, Quarterly & Monthly
* risk commences when the life insured attains age 1
Please refer to the product brochure for details.
This is a traditional participating endowment plan. All terms & conditions are guaranteed throughout the policy term, except for the
bonuses which would be declared at the end of each financial year. Service Tax and Education Cess and any other applicable taxes
will be added (extra) to your premium and levied as per extant tax laws. An extra premium may be charged as per our then existing
underwriting guidelines for substandard lives, smokers or people having hazardous occupations etc. The insurance cover for the life
insured (including minors) will commence on the policy issue date. For details on risk factors, terms and conditions, please read the
sales brochure carefully before concluding the sale. Tax benefits are subject to changes in the tax laws. Registered Office:
One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai -
400013.CIN: U99999MH2000PLC128110 Reg.no.109 ADV/11/16-17/10260 VER2/NOV/2016
Unique No. 109N092V01