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Important: As per Finance Act 2016, from 01st June 2016, due to introduction of Krishi Kalyan Cess @ 0.5%, service tax rates has been revised . Consequently, for unit linked plans, the additional service tax will be deducted in the form of units. For non-linked plans, there will be an increase in the policy premium amount.   Click here  to know more.
A plan that gives more flexibility to secure life’s important goals.

In life, when we face so much uncertainty around us, there's nothing more reassuring than knowing that not only is your money safe, but also that you will receive more than what you have invested. With the return of premium along with accrued bonuses on maturity and protecting your family's financial security, this plan offers you the best of both worlds.

Hence, by investing in BSLI Vision Endowment Plus Plan, your investment can go a long way in building a safe and financially sound future for your family, today as well as in the years to come.
Let's understand this plan with the help of an example.
Ketan is a healthy male aged 35 years. He wants to secure his family's financial future with an investment solution that also offers returns on his investment. He chooses to secure his life for a 20 year term with the BSLI Vision Endowment Plus Plan. He chooses a sum assured of Rs. 2,50,000 and premium paying term for 10 years. For this plan, he has a choice of selecting Death Benefit options best suited for his family. Based on his life stage & death benefit option A, his premium per year is set at Rs. 18,165. He can expect Rs. 4,05,085 as the total Maturity Benefit at the end of a 20 year term at 8% p.a or Rs. 222,585 at 4% p.a. In case an eventuality occurs in 15th year, his family will get Death benefit of Rs. 4,22,500 at 8% p.a or Rs. 2,85,625 at 4% p.a.
If he chooses the Death Benefit Option B, the premium he has to pay is Rs. 18,810. The total Maturity Benefit is Rs. 411,308 at the end of a 20 year term at 8% p.a. or Rs. 228,808 at 4% p.a. In case an eventuality occurs in 15th year, his family will get Death benefit of Rs. 5,47,500 at 8% p.a or Rs. 4,10,625 at 4% p.a.
Note: The rates mentioned above are bound to change in the future. For more details on Death Benefit options, please refer to the product brochure.
Some benefits are guaranteed and some benefits are variable with returns based on the future performance of the company (BSLI). If your policy offers guaranteed returns then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable returns then the illustrations on this page will show two different rates of assumed future investment returns. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back as the value of your policy is dependent on a number of factors including future investment performance.

How The Plan Works

Step 1 Choose your sum assured
Step 2 Choose your premium paying term
Step 3 Choose your premium frequency
Step 4 Choose the Death Benefit Option
Your premium will depend on the amount of the Sum Assured you select.
Please refer to the product brochure for details
Quick View
Entry Age (age on last birthday)
30 days* – 60 years (subject to maximum maturity age of 70 years )
Policy Term
10 – 40 years
Premium Paying Term
7, 10, 15, 20 years, Regular Pay
Minimum Sum Assured
Rs. 100,000
Minimum Premium
Rs. 7,000 p.a
Premium Frequency
Annual, Semi-annual, Quarterly & Monthly
* risk commences when the life insured attains age 1
Please refer to the product brochure for details.
This is a traditional participating endowment plan. All terms & conditions are guaranteed throughout the policy term, except for the bonuses which would be declared at the end of each financial year. Service Tax and Education Cess and any other applicable taxes will be added (extra) to your premium and levied as per extant tax laws. An extra premium may be charged as per our then existing underwriting guidelines for substandard lives, smokers or people having hazardous occupations etc. The insurance cover for the life insured (including minors) will commence on the policy issue date. For details on risk factors, terms and conditions, please read the sales brochure carefully before concluding the sale. Tax benefits are subject to changes in the tax laws. Registered Office: One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013.CIN: U99999MH2000PLC128110 ADV/11/16-17/10260 VER2/NOV/2016
Unique No. 109N092V01
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For more details on risk factors, terms and conditions please read sales brochure carefully before concluding the sale.

Trade Logo displayed above belongs to SUN LIFE ASSURANCE COMPANY OF CANADA and ADITYA BIRLA MANAGEMENT CORPORATION PRIVATE LIMITED and used by BIRLA SUN LIFE INSURANCE COMPANY LIMITED as per terms and conditions of license Agreement.

Registered Office: One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013. CIN: U99999MH2000PLC128110 Registration No. 109.


IRDAI clarifies to the public that,
  • IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
  • IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with the details of the phone call.