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Important: As per Finance Act 2016, from 01st June 2016, due to introduction of Krishi Kalyan Cess @ 0.5%, service tax rates has been revised . Consequently, for unit linked plans, the additional service tax will be deducted in the form of units. For non-linked plans, there will be an increase in the policy premium amount.   Click here  to know more.
BSLI Vision Endowment Plan is suitable for you, if your key objective is secured savings and providing your family with comprehensive financial protection.

In these uncertain times, there's nothing more assuring than knowing that your money is safe. Except, knowing that you will get more than what you have invested.

With the BSLI Vision Endowment Plan you can secure your savings and provide your family with comprehensive financial protection. It offers growth in your savings with accrued bonuses starting from the first policy year and secures your loved ones' future. With return of premium along with accrued bonuses on maturity, this plan offers you best of both worlds.

Your investment can now go a long way in building a safe and financially sound future for your family, today as well as in the years to come.
Let's understand this plan with the help of an example.
Shravan is 35 years old. He wants to secure his family's financial future should anything unfortunate were to happen to him. He wants to secure his family's financial future with an investment solutions that also offers returns on his investment. He chooses to secure his life for a 20 year term with the BSLI Vision Endowment Plan.
He chooses a sum assured of Rs.2,50,000 and a premium paying term of 10 years in the annual mode, where his premium is set at Rs.16,017. Total Maturity Benefit he can expect at the end of a 20 year term at 8% interest will be Rs.3,75,170 and Rs. 225,170 at 4% interest. He can also expect Guaranteed Maturity Benefit of Rs. 160,170 at the end of the policy term.
In case of Sachin's untimely demise, the total Death Benefit his family can expect will be to the tune of Rs.4,40,00 at 8% interest and Rs. 290,000 @ 4% interest. In case of death by accident, his sum assured will double, i.e. Rs.5,00,000.
Note: The rates mentioned above are bound to change in the future.
Please contact the company for final rates applicable to you at the time of purchase.

 How The Plan Works?

Step 1 Choose your sum assured
Step 2 Choose your premium paying term
Step 3 Choose your premium frequency
Your premium will depend on the amount of the Sum Assured you select.

Please refer to the product brochure for details
Please refer to the product brochure for details.
Plan Summary
Entry Age (age on last birthday)
1 – 55 years
Policy Term
20 years
Premium Paying Term
7 | 10 years
Minimum Sum Assured
Rs. 100,000
Minimum Premium
Rs. 10,000
Premium Frequency
Annual, Semi-annual, Monthly
This policy is underwritten by Birla Sun Life Insurance Company Limited (BSLI). This is a traditional participating endowment plan. All terms & conditions are guaranteed throughout the policy term, except for the bonuses which would be declared at the end of each financial year. Service Tax and Education Cess and any other applicable taxes will be added (extra) to your premium and levied as per extant tax laws. An extra premium may be charged as per our then existing underwriting guidelines for substandard lives, smokers or people having hazardous occupations etc. The insurance cover for the life insured (including minors) will commence on the policy issue date. For details on risk factors, terms and conditions, please read the sales brochure carefully before concluding the sale. Tax benefits are subject to changes in the tax laws.

Some benefits are guaranteed and some benefits are variable with returns based on the future performance of the company (BSLI). If your policy offers guaranteed returns then these will be clearly marked “guaranteed” in the illustration table on this page. If your policy offers variable returns then the illustrations on this page will show two different rates of assumed future investment returns. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back as the value of your policy is dependent on a number of factors including future investment performance.

Registered Office: One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013. Call Centre: 1-800-270-7000 ADV/11/15-16/8658 Ver1/Dec/2015

IRDAI hereby clarifies to the public that
  • IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums
  • IRDAI does not announce any bonus.
Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.
Unique No. 109N080V02
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For more details on risk factors, terms and conditions please read sales brochure carefully before concluding the sale.

Trade Logo displayed above belongs to SUN LIFE ASSURANCE COMPANY OF CANADA and ADITYA BIRLA MANAGEMENT CORPORATION PRIVATE LIMITED and used by BIRLA SUN LIFE INSURANCE COMPANY LIMITED as per terms and conditions of license Agreement.

Registered Office: One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013. CIN: U99999MH2000PLC128110 Registration No. 109.