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Important: As per Finance Act 2016, from 01st June 2016, due to introduction of Krishi Kalyan Cess @ 0.5%, service tax rates has been revised . Consequently, for unit linked plans, the additional service tax will be deducted in the form of units. For non-linked plans, there will be an increase in the policy premium amount.   Click here  to know more.
Presenting, the BSLI Savings Plan. It not only helps you save money regularly but also enables its steady growth over time. With this plan, you and your loved ones gain peace of mind and the potential of a secure financial future to meet your financial needs.

Life is full of uncertainties and seldom turns out the way one expects it to be. We all look for security; whether it is for our family's future or for our savings. Given a choice, we would leave nothing to chance when it comes to fulfilling goals and securing family's well-being.

Presenting, the BSLI Savings Plan. It not only helps you save money regularly but also enables its steady growth over time. With this plan, you and your loved ones gain peace of mind and the potential of a secure financial future to meet your financial needs.
Let's understand this plan with the help of an illustration
Sachin is 35 years old. He wants to secure his family's financial future should anything unfortunate happen to him. He chooses to secure his life for a 20 year term with BSLI Savings Plan. Based on his life stage, his premium per year is set at Rs. 7,267. Total Maturity Benefit he can expect at the end of a 20 year term at 8% interest will be Rs. 2, 34,000 and Rs. 190, 000 at 4% interest rate. Plus, he can expect Guaranteed Additions which are up to Rs. 20,000 from the 5th year onwards. He can also expect Guaranteed Benefit of Rs. 1, 20,000 at the end of the policy term.

In case of Sachin's untimely demise, the Death Benefit his family can expect will be Rs.234,000 @8% interest rate and @4% it will be Rs. 190,000. The Estimated Bonuses the policy will earn are of Rs. 114,000 @8% interest rate and Rs. 70,000 @4% interest rate.
Note : The rates mentioned above are bound to change in future.
Please contact the company for final rates applicable to you at the time of purchase.
How to apply?
Step 1 : Choose the Sum Assured*
Step 2 : Decide the policy term.
Step 3 : Choose the premium payment term
*This is the guaranteed Sum Assured on death and maturity.
Sum Assured Band Band 1 Band 2 Band 3
Sum Assured (Rs.) 30,000 to 49,999 50,000 to 149,999 150,000 to 1,000,000
Quick View :

Entry Age (age on last birthday) : 18 – 50 years
Policy Term : 10, 15, 20 years
Premium Paying Term :
For policy term 10 years: Regular pay
For policy term 15 years: 10 years | Regular pay
For policy term 20 years: 10 years |15 years | Regular pay
Minimum Sum Assured : Rs. 30,000
Maximum Sum Assured : Rs. 1,000,000
Premium Frequency : Annual | Semi-annual | Quarterly | Monthly
(all modes except Annual allowed through ECS only)
This is a traditional participating endowment plan. All terms & conditions are guaranteed throughout the policy term, except for the bonuses which would be declared at the end of each financial year. Service Tax and Education Cess and any other applicable taxes will be added (extra) to your premium and levied as per extant tax laws. An extra premium may be charged as per our then existing underwriting guidelines for substandard lives, smokers or people having hazardous occupations etc. For details on risk factors, terms & conditions, please read the sales brochure carefully before concluding the sale. Tax benefits are subject to changes in the tax laws.

Some benefits are guaranteed and some benefits are variable with returns based on the future performance of the company (BSLI). If your policy offers guaranteed returns then these will be clearly marked “guaranteed” in the illustration table on this page. If your policy offers variable returns then the illustrations on this page will show two different rates of assumed future investment returns. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back as the value of your policy is dependent on a number of factors including future investment performance.

Registered Office: Birla Sun Life Insurance Limited, One Indiabulls Centre, Tower 1, 16th Floor, Jupiter Mill Compound, 841 Senapati Bapat Marg, Elphinstone Road, Mumbai – 400013. ADV/11/15-16/8662 VER1/Dec/2015

IRDAI hereby clarifies to the public that
  • IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums
  • IRDAI does not announce any bonus.
Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.
Unique No. 109N088V01
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For more details on risk factors, terms and conditions please read sales brochure carefully before concluding the sale.

Trade Logo displayed above belongs to SUN LIFE ASSURANCE COMPANY OF CANADA and ADITYA BIRLA MANAGEMENT CORPORATION PRIVATE LIMITED and used by BIRLA SUN LIFE INSURANCE COMPANY LIMITED as per terms and conditions of license Agreement.

Registered Office: One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013. CIN: U99999MH2000PLC128110 Registration No. 109.