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Important: W.e.f 1st July 2017, GST will be levied on Life Insurance Premium as per the applicable tax rates. To know the rate that will be applicable to your specific policy please click here
Guarantee your family’s financial future, no matter what life has planned for you

Benefits of BSLI Guaranteed Future Plan

Death Benefit
At inception, you have to choose from the following Death Benefit options:

  • Option A
    In case of the death of the life insured during the policy term, the nominee will receive
    • Guaranteed Death Benefit plus
    • No premiums are required to be paid in future plus
    • Guaranteed Maturity Benefit will be payable at the end of the policy term

  • Option B
    In case of the death of the life insured during the policy term, the nominee will receive
    • Guaranteed Death Benefit and
    • No premiums are required to be paid in future plus
    • Guaranteed Income till the policy anniversary prior to the end of the policy term or a minimum term of three policy years, whichever is higher irrespective of policy maturity date plus
    • Guaranteed Maturity Benefit will be payable at the end of the policy term
Guaranteed Maturity Benefit
The Guaranteed Maturity Benefit is the Maturity Sum Assured and will depend on the chosen Death Benefit option, premium paying frequency, amount of premium chosen and the gender of the life insured. The Guaranteed Maturity Benefit will be enhanced by 3% & 1.5% if premiums are paid in annual & semi-annual mode.

Premium Band/
GDB Option
 
Band 1
Band 2
Band 3
Annual
Semi-
Annual
Quarterly/
Monthly
Annual
Semi-
Annual
Quarterly/
Monthly
Annual
Semi-
Annual
Quarterly/
Monthly
Option A
121.95%
120.18%
118.40%
130.40%
128.50%
126.60%
134.62%
132.66%
130.70%
Option B
116.91%
115.20%
113.50%
126.59%
124.74%
122.90%
131.33%
129.41%
127.50%


The Guaranteed Maturity Benefit is a percentage of total premiums payable (including all waived premiums, if any and excluding any premiums paid towards rider benefit/s, underwriting extra and service tax ) shown for Male aged 35 years policy term 15 across all the premium frequency is as follows:

The Guaranteed Maturity Benefit will be paid at the maturity. On the maturity date you may choose to take this benefit in equal instalments over a period of five years, with the first instalment being paid on the maturity date. The five equated annual instalments will be based on the then prevailing conversion rate. The policy shall be terminated once the full Guaranteed Maturity Benefit is paid.
 
Rider Benefits
For added protection, you can enhance your insurance coverage during the policy term by adding riders for a nominal extra cost. Please refer to detailed brochures on riders or consult your financial advisor.
 
Tax Benefits
As per extant tax laws, this plan offers tax benefits under Section 80C and Section 10(10D) of the Income Tax Act, 1961. Please consult your tax advisor for details.

 
 
For details on the above mentioned benefits, please refer to product brochure before concluding the sale.

 

Disclaimer
This policy is underwritten by Birla Sun Life Insurance Company Limited (BSLI). This is a non-participating traditional insurance plan. All terms & conditions are guaranteed throughout the policy term except for the maturity benefit conversion factor which will vary from year to year depending on prevailing economic conditions. Service Tax and Education Cess and any other applicable taxes will be added (extra) to your premium and levied as per extant tax laws. An extra premium may be charged as per our then existing underwriting guidelines for substandard lives, smokers or people having hazardous occupations etc. The insurance cover for the life insured (including minors) will commence on the policy issue date. For details on risk factors, terms and conditions, please read the sales brochure carefully before concluding the sale. Tax benefits are subject to changes in the tax laws. Insurance is the subject matter of the solicitation. Registered Office: One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013. CIN: U99999MH2000PLC128110 Reg.no.109 ADV/1/14-15/7736 VER1/Feb/2015
Unique No. 109N095V01
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For more details on risk factors, terms and conditions please read sales brochure carefully before concluding the sale.

Trade Logo displayed above belongs to SUN LIFE ASSURANCE COMPANY OF CANADA and ADITYA BIRLA MANAGEMENT CORPORATION PRIVATE LIMITED and used by BIRLA SUN LIFE INSURANCE COMPANY LIMITED as per terms and conditions of license Agreement.

Registered Office: One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013. CIN: U99999MH2000PLC128110 Registration No. 109.

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