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Important: As per Finance Act 2016, from 01st June 2016, due to introduction of Krishi Kalyan Cess @ 0.5%, service tax rates has been revised . Consequently, for unit linked plans, the additional service tax will be deducted in the form of units. For non-linked plans, there will be an increase in the policy premium amount.   Click here  to know more.
After working hard for decades, you have earned the right to relax peacefully after retirement. But when work stops, so will your income.

After working hard for decades, you have earned the right to relax peacefully after retirement. But when you stop working, so will your income. However, your expenses won't. Escalating healthcare costs and inflation will deplete your savings rapidly, making it essential to have a secured alternate source of income. Here's where the Birla Sun Life Insurance Immediate Annuity Plan can work for you. It enables you to convert your savings or lump sum amounts into an instantly guaranteed lifetime income source after retirement, which you can avail anytime you choose to.
Discover the advantage of the Birla Sun Life Insurance Immediate Annuity Plan with this simple example
Sachin is 55 years old. He has just taken VRS after a long service of 28 years, in order to pursue his hobbies and relax in the second innings of his life. As a Retirement Benefit, he has received Rs. 50 Lakh. Now with BSLI Immediate Annuity Plan, he has no worries about indulging in his passions and hobbies. With a guaranteed annual income of Rs. 371,311** for whole life by choosing the option of 'Annuity payable for life at uniform rate', all his expenses have been taken care of.
**Note - The rates mentioned above are bound to change in future. Please contact the company for final rates applicable to you at the time of purchase.
How Does The Plan Works?
Step 1
Choose the regular income you wish to receive. This defines the premium you will need to pay
Step 2
Choose between the Annuity options offered
Step 3
Choose the frequency of payout – monthly, quarterly, semi-annual or annual
Step 4
Receive your income through Direct Bank Account Credit
Choose the Annuity Plan that best suits you
Birla Sun Life Insurance Immediate Annuity Plan offers a choice of 6 Annuity options you can choose from.
Option 1
Regular annuity until the annuitant's death.
Option 2
Regular annuity for life with return of the purchase price on annuitant's death.
Option 3
Regular annuity for chosen term and after that as long as annuitant is alive. On annuitant's death during the chosen term, a nominee receives the balance annuity.
Option 4
Increasing annuity at 3% per annum until annuitant's death.
Option 5
Joint life - Last survivor. Primary annuitant receives annuity until death. Second annuitant continues to receive annuity until death.
Option 6
Joint Life Last Survivor with return of purchase price. Here the annuity is first paid to the primary annuitant. After the death of the primary annuitant, the second annuitant (spouse) continues to receive the annuity. Upon the unfortunate death of the secondary annuitant, the purchase price is returned to the beneficiary/nominee.
Risk Factors & Disclaimers: This is a non- participating non linked traditional annuity plan. Tax benefits are subject to changes in the tax laws. Annuity payouts are taxable as per extant tax laws. The annuity rates are revised from time to time, applicable annuity amount can be seen at our website. Service Tax and Education Cess and any other applicable taxes will be added (extra) to your premium and levied as per extant tax laws. Insurance is the subject matter of the solicitation. For more details on risk factors , terms & conditions , please read sales brochure carefully before concluding the sale. Regd. Office: Birla Sun Life Insurance Company Limited, One Indiabulls Centre, Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400 013.CIN: U99999MH2000PLC128110 Registration No. 109. ADV/10/15-16/8577 VER1/NOV/2015
Unique No.: 109N083V03
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For more details on risk factors, terms and conditions please read sales brochure carefully before concluding the sale.

Trade Logo displayed above belongs to SUN LIFE ASSURANCE COMPANY OF CANADA and ADITYA BIRLA MANAGEMENT CORPORATION PRIVATE LIMITED and used by BIRLA SUN LIFE INSURANCE COMPANY LIMITED as per terms and conditions of license Agreement.

Registered Office: One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013. CIN: U99999MH2000PLC128110 Registration No. 109.


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