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Important: W.e.f 1st July 2017, GST will be levied on Life Insurance Premium as per the applicable tax rates. To know the rate that will be applicable to your specific policy please click here

BSLI Vision Star Plan

Plan for success, no matter what your child's passion​​​
Vision-Star-Plan-Pg.jpg



We understand that you always want to give your child the best of everything. From the moment you hold your baby so carefully in your arms, you want to protect him/her from the vulnerability and uncertainties of life. You question yourself time and again, 'Have I done enough? Am I prepared to fulfill every single dream of my child?'

As your child grows up and looks for success in this fast-paced world, he will always look up to you for support and inspiration. He may want to discover his true passion and explore unconventional career options. He might want to try new things until he is sure about his career path. You will need to keep pace with his changing goals, you will need a plan that gives your child the confidence to pursue and discover his/her real passion. Presenting, BSLI Vision Star Plan, so that you can ensure that your child doesn't miss out on opportunities due to insufficient funds.
 
An illustration for you:
 
If at the age of 32, when your child is just born, you start investing a fraction of your income – Rs. 5,000 monthly, for a period of 12 years with a sum assured of Rs. 8,89,683. It will strengthen your child's wings when he is ready to take flight towards a better tomorrow. He will receive payouts for his significant milestones:

  • At the age of 17 years & 19 years, when your child's dreams are finally taking shape. You can get an amount of approx Rs. 1.78 Lakhs
  • At the age of 21 years, you get an amount of approx Rs. 2.67 Lakhs to support him as he goes after his dreams.
  • And finally on your child turning 23, you get an amount of approx Rs. 12 Lakhs @ 8% interest rate and Rs. 4.3 lakhs @ 4% to give him the right platform as he takes off in his career.

All this while, you have the flexibility to get the benefits of your payouts as per your child's need, and deferring the payouts if required. During this time, if something happens to you, the policy continues in your absence and your child receives the amount he is eligible for, at the time of payouts as decided by you.

Thus, you can relax with the surety that your child will never have to compromise on his dreams.

Note: Illustration is assuming 8% and 4% return and in Option A as mentioned above. These assumed rates of return shown in the illustration above are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including future investment performance
 
 

Steps to buy

 
Give your loved ones the power to dream in just 3 simple steps.
 
Step 1 Choose your Sum Assured
   
Step 2 Choose your Assured Payout Option – Assured payout section as below.
   
Step 3 Choose your Premium Paying Term
   
 
Quick View
 
Entry Age (Age on last birthday) : 18 – 55 years
Max Maturity Age : 75 years
Minimum Policy Term
: For Option A - 16 years (maximum of 23 years)
For Option B - 14 years (maximum of 21 years)
Premium Paying Term : 5 -12 years
Minimum Sum Assured : Rs. 100,000
Premium Frequency : Annual, Semi-annual, Quarterly & Monthly
 
Please refer to the product brochure for details.
 
 
 
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Disclaimer
For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. Some benefits are guaranteed and some benefits are variable with bonuses based on the future performance of the participating business and economic conditions. If your policy offers guaranteed returns then these will be clearly marked “guaranteed” in the illustration table on this page. If your policy offers variable returns then the illustrations on this page will show two different rates of assumed future investment returns. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back as the value of your policy is dependent on a number of factors including future performance of the participating business. This is a traditional participating life insurance plan. All terms & conditions are guaranteed throughout the policy term, except for the bonuses which would be declared at the end of each financial year. Service Tax and Education Cess and any other applicable taxes will be added (extra) to your premium and levied as per extant tax laws.An extra premium may be charged as per our then existing underwriting guidelines for substandard lives, smokers or people having hazardous occupations etc. The insurance cover for the life insured (including minors) will commence on the policy issue date. Tax benefits are subject to changes in the tax laws. Registered Office: One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013. CIN: U99999MH2000PLC128110 Registration no.109 ADV/4/16-17/9305 VER2/APR/2016
Unique No. 109N096V01
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For more details on risk factors, terms and conditions please read sales brochure carefully before concluding the sale.

Trade Logo displayed above belongs to SUN LIFE ASSURANCE COMPANY OF CANADA and ADITYA BIRLA MANAGEMENT CORPORATION PRIVATE LIMITED and used by BIRLA SUN LIFE INSURANCE COMPANY LIMITED as per terms and conditions of license Agreement.

Registered Office: One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013. CIN: U99999MH2000PLC128110 Registration No. 109.

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