Skip Ribbon Commands
Skip to main content

Need help? Call 1-800-270-7000

To offer you an enhanced website experience we have revamped this section. Remembering your User Name & Password just got simpler.

Convert your 10 digit CIP number to a User Name of your choice and select a password you can remember with ease.

If you are having trouble logging in, check if you have typed in the correct User Name or type the old 10 digit CIP number (if you are a 1st time user).

Cookies need to be enabled in your Internet browser in order for you to Login. You need to go to Internet options > Privacy > Advanced > Select the "Accept" or "Prompt" option under "First Party Cookies" > Click Ok

Important: W.e.f 1st July 2017, GST will be levied on Life Insurance Premium as per the applicable tax rates. To know the rate that will be applicable to your specific policy please click here

Unit Linked Insurance Plans - All you need to know

Investing in securities accrues double the benefits with Unit Linked Insurance. We analyse the benefits of this investment instrument.

In today's fast paced world, life changes in an instant. Where we may be healthy and happy one moment, the next moment can bring an irreversible change in our lives. Also, rising costs of living and inflation serve to take away a significant chunk of our income. This reduces the chances we may have of making investments and saving more money.

However, there is always a way to maximise one's earnings and make significant earnings through investments. We are referring to a useful investment instrument known as Unit Linked Insurance Policy (ULIP).

What are ULIPs?
ULIPs are investment options that offer the dual benefits of insurance with investment. These insurance plans are linked to the stock market and the premiums are paid in two components: one part pays the insurance premium, and the other part is invested in equity shares on the policy holder's behalf. The second component helps the insurer allot share scheme units to the policy holder. Every allotted unit has a specific value that changes daily based on market trends per business day.

ULIP plans help investors create a sound wealth corpus for the future. Also, the policy holder may choose the shares he or she wishes to invest in. This helps the policy holder exercise control over how much the eventual earning on the unit will be.
The BSLI ULIP advantage:
Birla Sun Life Insurance has five excellent ULIP plans to choose from. These help investors grow their wealth while also staying protected through insurance. The ULIP policies provide significant wealth since the investment is essentially a long term one.
BSLI Max Wealth Plan:
This is a one-time payment unit linked plan with the chance to top up the investment with additional savings. In case the investor requires funds in a hurry, the plan lets a partial withdrawal of funds. The sum assured ranges from 1.25 to 10 times the premium amount.
BSLI Wealth Aspire Plan:
This is one the best ULIP plans, offering four investment options: Smart Option, Systematic Transfer Option, Return Optimiser Option, Self-Managed Option. The premium paying terms range from 5 to 40 years and the investor can top up the initial investment with more funds at a later date.
BSLI Wealth Secure Plan:
This is an excellent unit linked plan that provides coverage to the entire family, as well as offers tax benefits under Sec 80C and 10(10D) of the Income Tax Act, 1961. It is a unique savings plan that provides lifetime coverage with premiums that range from Rs 20,000 (annually), Rs 30,000 (six-monthly) or Rs 60,000 (monthly or quarterly).
BSLI Wealth Assure Plan:
This is a protection and savings ULIP plan that offers three investment options: Lifecycle option, Systematic Transfer Option and Self-Managed Option. It allows investors the chance to top up the initial investment with additional funds at a later date.
BSLI Fortune Elite Plan:
This unit linked plan offers three investment options: Systematic Transfer Option, Return Optimiser Option and Self-Managed Option. It is one of the best ULIP plans that provide high returns on initial investment.
Buy Term Insurance Online
Date of Birth:
Tobacco Consumption:
Desired policy cover:
Toll free (Within India):

Outside India:
+91 22 66917777
(Call charges apply)

Between 9 am to 9 pm, Monday to Saturday

Insurance Dictionary

Quick Links


Need help? Call 1-800-270-7000
Posted Date :
Subject :
Message :


Need help? Call 1-800-270-7000
Are you sure you wish to delete the selected Notification(s)?

Daily NAV's

This site is best viewed with resolution 1024x768 in Internet Explorer 8.0

For more details on risk factors, terms and conditions please read sales brochure carefully before concluding the sale.

Trade Logo displayed above belongs to SUN LIFE ASSURANCE COMPANY OF CANADA and ADITYA BIRLA MANAGEMENT CORPORATION PRIVATE LIMITED and used by BIRLA SUN LIFE INSURANCE COMPANY LIMITED as per terms and conditions of license Agreement.

Registered Office: One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013. CIN: U99999MH2000PLC128110 Registration No. 109.


IRDAI clarifies to the public that,
  • IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
  • IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with the details of the phone call.