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Important: As per Finance Act 2016, from 01st June 2016, due to introduction of Krishi Kalyan Cess @ 0.5%, service tax rates has been revised . Consequently, for unit linked plans, the additional service tax will be deducted in the form of units. For non-linked plans, there will be an increase in the policy premium amount.   Click here  to know more.
One never knows what the future holds. This is why you need to be well prepared to overcome challenges and achieve goals, no matter what life has in store for you. Here is where the BSLI Vision LifeSecure plan is designed to provide long term financial security for you and your family.

Small amounts today, to secure big smiles tomorrow

Today you are young and you don't have as many responsibilities. Even then you don't know where the money goes as your desires are increasing and you want to lead a good lifestyle and fulfill your desires. But, tomorrow as your responsibilities and life's uncertainties increase, you and your family should not have to sacrifice this lifestyle that you are enjoying today. So, if you start saving small amounts in a disciplined manner today, not only will you accumulate enough tax free savings for a secure future but also protect yourself against life's uncertainties. (Under Section 80C & Section 10 (10D) of Income Tax Act, 1961)
Let's understand this plan with the help of an illustration
Prakash is 30 years old. He wants to ensure that he and his family do not have to sacrifice the lifestyle that they are enjoying today. Therefore, if he starts saving in a disciplined manner today. He chooses to secure his life for a 30 year term with BSLI Vision LifeSecure Plan. Based on his life stage, his premium per year is set at Rs. 30,131.

If Prakash survives till the end of the policy term, he can expect a guaranteed maturity amount of Rs. 814,657 plus accrued bonus amount of Rs. 1,503,042 (at the rate 8% p.a.) and Rs. 171, 078(at the rate 4% p.a.) at the end of 30 years. The policy continues even after the Maturity Benefit is paid.

In the unfortunate event of his death during the policy term, his family can expect the Guaranteed Death Benefit of Rs. 814,657 along with the accrued regular bonuses as on date of death and the terminal bonus (If any).

Note :The rates mentioned above are bound to change in future. Please contact the company for final rates applicable to you at the time of purchase.
How to apply?
Step 1 : Choose the Sum Assured
Step 2 : Choose the policy term

For ease of reference, the Sum Assured is banded as follows:
Sum Assured Band Band 1 Band 2 Band 3 Band 4
Sum Assured (Rs.) 200,000 to 399,999 400,000 to 599,999 600,000 to 799,999 800,000+
Key advantages:
  • Growth in your savings – Enhance your savings by regular bonuses throughout the policy term starting from the first policy year
  • Safety to your loved ones – Comprehensive financial protection to you and your family up to age 100
Quick View
Entry Age (Age on last birthday) : 1 – 60 years
Policy Term : 15 to 35 years
Minimum : Attained age at the end of the policy term is 18 years or more.
Maximum : Attained age at the end of the policy term is 75 years or less.
Premium Paying Term : Regular pay
Minimum Sum Assured : Rs. 200,000
Minimum Premium : Rs. 12,000 p.a.
Premium Frequency : Annual, semi- annual, quarterly and monthly.
For more details on the plan, please refer to our product brochure.
Risk factors and disclaimers
This is a traditional participating whole life insurance plan. All terms & conditions are guaranteed throughout the policy term, except for the bonuses which would be declared at the end of each financial year. Service Tax and Education Cess and any other applicable taxes will be added (extra) to your premium and levied as per extant tax laws. An extra premium may be charged as per our then existing underwriting guidelines for substandard lives, smokers or people having hazardous occupations etc. For more details on risk factors, terms & conditions, please read the sales brochure carefully before concluding the sale. Tax benefits are subject to changes in the tax laws.

Some benefits are guaranteed and some benefits are variable with returns based on the future performance of the company (BSLI). If your policy offers guaranteed returns then these will be clearly marked “guaranteed” in the illustration table on this page. If your policy offers variable returns then the illustrations on this page will show two different rates of assumed future investment returns. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back as the value of your policy is dependent on a number of factors including future investment performance.

Registered Office: One Indiabulls Centre, Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400 013. Reg No. 109. ADV/11/15-16/8661 VER1/Dec/2015

IRDAI hereby clarifies to the public that
  • IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums
  • IRDAI does not announce any bonus.
Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.
Unique No. 109N087V01
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For more details on risk factors, terms and conditions please read sales brochure carefully before concluding the sale.

Trade Logo displayed above belongs to SUN LIFE ASSURANCE COMPANY OF CANADA and ADITYA BIRLA MANAGEMENT CORPORATION PRIVATE LIMITED and used by BIRLA SUN LIFE INSURANCE COMPANY LIMITED as per terms and conditions of license Agreement.

Registered Office: One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013. CIN: U99999MH2000PLC128110 Registration No. 109.