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Important: W.e.f 1st July 2017, GST will be levied on Life Insurance Premium as per the applicable tax rates. To know the rate that will be applicable to your specific policy please click here
After receiving your policy


Here's what you need to do after you have received your policy.
  • Always double-check all details

    • Are personal details accurate?
    • Is policy as per need or do I need to return it within the Free Look Period?
    • Are the nominee details in the policy up-to-date?
    • Have I informed my family about the policy and where it's kept?
    • Are policy details like term, frequency to pay premium, plan name are correct?

  • Remember the 15 days trial period!
    Review your policy after receiving it to ensure that it is as you understood it benefits and terms. If you have doubts, contact the insurance company for clarifications. If you still feel that it is not suitable, simply return the policy within 15 days i.e. Free Look Period for offline plan and 30 days in case the policy is issued through Distance Marketing channel.

  • Accuracy makes for easy claims
    Your policy document contains your personal information and contact details, so please ensure that it is accurate and updated from time to time. Also ensure nominee details are accurate and updated from time to time. This makes for a smooth claims process.

  • Ensure the long-term benefits
    Insurance benefits you only in the long-term. For Unit Link plans, you need to stay invested for about 10 - 15 years to enjoy benefits as applicable premium charges decrease while investible premium amount increases. Also, as tenure increases, there can be eligibility for additions and benefits.

  • Pay regular to stay secure
    Pay premiums regularly to enjoy benefits. Missing a payment may leave you without cover and also the benefit of tax saving. Moreover, the amount accumulated through initial premiums is moved to a separate fund, where you do not enjoy the benefits of equity-linked returns.

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For more details on risk factors, terms and conditions please read sales brochure carefully before concluding the sale.

Trade Logo displayed above belongs to SUN LIFE ASSURANCE COMPANY OF CANADA and ADITYA BIRLA MANAGEMENT CORPORATION PRIVATE LIMITED and used by BIRLA SUN LIFE INSURANCE COMPANY LIMITED as per terms and conditions of license Agreement.

Registered Office: One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013. CIN: U99999MH2000PLC128110 Registration No. 109.


IRDAI clarifies to the public that,
  • IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
  • IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with the details of the phone call.