Online Term Insurance Plan

My Online Term Plan Premium Calculator

Fill in some basic details below and calculate your premium amount
This is the life cover as chosen by you. This amount will be paid to your nominee under this policy.
Terms and Conditions

1. The premium calculated above is based on the information provided by you in the application form with respect to the life to be insured.

2. "This premium quotation is subject to the underwriting decision of the Company. The actual premium or the Sum Assured amount may change uopn the assessment of risk of life to be insured. Any such change will be communicated to you."

3. The Company reserves the right to call for your standard age proof, income proof, KYC, and any other documents.

4. "Complete disclosures about the existing policies , health details, and other material information with respect to life to be insured should be made to the Company, failing which the Company may declare the policy null and void, subject to the provisions of Section 45 of the insurance Act, 1938."

5. There are no maturity benefits payable under this plan.

6. Tax benefits would be applicable as per prevailing income tax laws.

7. Service Tax, education cess and other statutory taxes would be levied extra as applicable from time to time.

  Why should you opt for 10% increasing sum assured?

As you scale new heights in your life, your income rises and so does your responsibilities. With this option, your sum assured also increases with your increasing responsibility. You can choose to enhance your sum assured by 10% at inception depending upon your needs. Every year, your sum assured will increase by 10% of the original sum assured without any increase in your premium amount.


Click on Calculate premium to generate a quote. For further assistance click on Need Help button.

  What is term insurance?

Term insurance is the most nominal form of life insurance that provides complete financial coverage for a defined period of time. The main focus of term insurance is to ensure financial stability to the family of the policyholder in case of any unforeseen event.


Benefits of Term Plan
  • Receive entire policy amount in case of sudden death of policyholder (if the policy is active)
  • Pay off all your liabilities with the lump sum amount received
  • Financial security of your family for future needs
  • Tax Benefits
  • Flexible premium payment mode

  Why buy BSLI Protect@Ease Plan?

You always want nothing less than the best for your family, to make sure that your family stays protected, even when you are away from them. Presenting the BSLI Protect@Ease Plan, a term insurance plan that affords you with unparalleled convenience when it comes to securing your family's future.


Key Features of the Term Plan:

  • Complete financial protection at an affordable cost
  • Convenient to buy
  • 2 plan options to suit your protection needs
  • Rewards for a healthy lifestyle
  • Option to receive death benefit as Annual Income
  • Flexible premium payment mode
  • Income Tax benefits as per prevailing norms under the Income Tax Act, 1961

With Birla Sun Life Insurance Company you can buy a term insurance plan online with the three simple steps:

  1. 1. Calculate your term plan premium online
  2. 2. Fill your application online
  3. 3. Pay online

Download the Product brochure here.

 What are Riders?

Every accountable person is obligated to buy insurance for himself and his loved ones in today's uncertain times. The insurance plan that you choose should be able to offer sufficient coverage and exceptional benefits that will comehands when the time gets tough.

However, simply taking an insurance plan is just not enough. One must also decide on the appropriate benefits that will add more value to your chosen plan. These benefits are termed as 'riders', and are selected keeping in mind the size of the family, future needs, inflation, and increased living costs.

Birla Sunlife provides you with the most comprehensive protection plans coupled with a set of riders that you can merge with the policy. You can select the riders you need and tailor the plan as per your liking.

NOTE :The option of including Riders as add on benefits is not provided for policies issued to NRI customers.

  Choose from our 4 different Riders

BSLI Accidental Death & Disability Rider

Life is full of unforeseen events; you are always unaware of what might happen the next moment. Accidents happen regularly these days and an accident can prove to be lethal for an individual, upsetting the family emotionally and economically.

The impact of the accident is more if you are not prepared for it. Accidental Death and Disability rider by BSLI is a stress-free andnominal way of providing stronger financial security for your family in case of your untimely accidental death or disability.

Download the Rider brochure here.


BSLI Critical Illness Rider

Today with the ever increasing cost of medication, the financial burden of treating yourself for any major illness or getting a surgery done, can have a crippling effect on your savings.

You cannot safeguard yourself from the uncertainty of falling ill, however with BSLI Critical Illness Rider you can protect yourself from its cost.

Download the Rider brochure here.


BSLI Hospital Care Rider

We always want the best in life, be it in case of wealth or health. We all want to lead a life without any health complications, but as we are aware how impossible it is, we are better off planning for such uncertainties.

The least we want to go through when crisis strikes is falling prey to financial obligations related to hospitalization and other medical expenses. With the help of BSLI Hospital Care Rider you can rest assured knowing that you can boldlyface unwanted, unexpected circumstances, without any hassles.

Download the Rider brochure here.


BSLI Surgical Care Rider

We all wish to get through our life without any health problems, but we all know that is not quite possible and it is always better to plan for such eventualities.

When you are struck with illness, the sky-rocketing cost of hospitalization and surgeries should be the least of your worries. BSLI Surgical Care Rider makes sure that the only thing your family has to be concerned about at that hour... is nothing about you.

Download the Rider brochure here.

Birla Sun Life Insurance Protect@Ease plan gives you peace of mind and your family the security of a lifetime. Act now for a secure tomorrow.
There are exclusions attached to these Riders. The life assured will not be entitled to any benefits which are directly or indirectly caused by,
based on, arising out of or howsoever attributable to any of the disease mentioned in the brochure in the exclusion section.

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SMOKER
*Smokes Cigarettes, Bidis and Cigars or Consumes Tobacco, Ghutka, Paan Masala or any Nicotine related products.

NON SMOKER
*Not smoked or consumed Cigarettes, Bidis and Cigars or Consumes Tobacco, Ghutka, Paan Masala or any Nicotine related products in the last 5 years(Non smoker declaration required if status selected as 'Non Smoker')

Sorry, you can only opt for riders if you are opting in for a regular pay policy

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