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BSLI Accident Death Rider
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| The Birla Sun Life Insurance Accidental Death Rider rider will be attached with Birla Sun Life Insurance Bima Suraksha Super and Birla Sun Life Insurance Bima Dhan Sanchay filed with the IRDA provided the basic Sum Assured is greater than or equal to Rs.10, 000/-. The sum assured under the rider shall not exceed the sum assured under the base product. |
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| a |
Minimum Sum Assured |
Rs. 10,000 |
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| b |
Minimum Sum Assured |
Rs. 50,000 |
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| c |
The Mode of premium will be
same as that of base product |
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| d |
Minimum entry age |
18 yrs (age last birthday) |
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| e |
Minimum entry age |
60 yrs (age last birthday |
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| f |
Maximum maturity age |
65 yrs |
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| g |
Terms allowed |
5, 10, 15 years (same as base
policy benefit terms) |
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| h |
Premium paying terms allowed |
5, 10, 15 years |
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| Upon accidental death while the rider is in effect, the rider sum assured will be paid to the nominee, subject to receipt of satisfactory evidence of: |
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the accidental death of the life insured |
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the right of nominee to receive the benefit |
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any other facts which may be considered materia to the claim |
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| Accidental Death means |
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traumatic death caused by external, violent, unforeseeable and visible means, occurring independently of any other causes |
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occurs within six months of the trauma |
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does not result from any of the causes mentioned under Exceptions Provisions for this rider. |
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| Death Benefit |
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| Upon the death of the Life Insured due to an accident while the rider coverage is in effect, Sum Assured is paid to the nominee and the rider will be terminated |
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| Rider Benefit amount will be equal to that of the base plan |
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| Modes of premiums permitted and Premium Payment Term |
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Premium Paying Term (PPT): Regular pay.
Policy premiums can be paid yearly, half yearly, quarterly or monthly. |
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| Exclusions |
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| The rider will not pay the sum assured if the death is a direct or indirect result of any of the following: |
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Suicide or self inflicted injury, whether the Life Insured is medically sane or insane. |
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War, terrorism, invasion, act of foreign enemy, hostilities, civil war, martial law, rebellion, revolution, insurrection, military or usurper power, riot or civil commotion. War means any war whether declared or not. |
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Service in the armed forces, or any auxiliary civilian force, of any country at war or service in any force of an international body. |
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Committing an assault, a criminal offence, an illegal activity or any breach of law. |
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Taking or absorbing, accidentally or otherwise, any intoxicating liquor, drug, narcotic, medicine, sedative or poison, except as prescribed by a licensed doctor other than the policy owner or the Life Insured. |
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Inhaling any gas or fumes, accidentally or otherwise, except accidentally in the course of duty. |
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Body or mental infirmity or any disease. |
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Participation in aviation other than as a fare-paying passenger in an aircraft which is authorised by the relevant regulations to carry such passengers between established aerodromes. |
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| UIN No. - 109B013V01 |
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| Access your account details by Login as |
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Policy Owner /
Group Owner /
Group Member
Insurance Advisor /
Channel Partner /
Corporate Agent /
Business Mentor /
Broker /
TDP Relationship Manager
Agency Manager /
Business Dev Manager /
Business Partner
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