|
|
| |
BSLI Protector Plus Plan
|
| |
| As you achieve new heights of success over time, your lifestyle improves in step with your progress. So does the cost of living, thanks to a steady rise in inflation rates. You need a plan that ensures your loved ones enjoy the same lifestyle even under unforeseen circumstances. Birla Sun Life Insurance offers you the perfect protection solutions with BSLI Protector Plans. These are affordable plans that grow in step with your growing needs, thanks to an increasing Sum Assured year after year, at the same premium. The plans include BSLI Protector Plan and BSLI Protector Plus Plan. |
| |
| As someone with a successful career, you are a pillar of strength for your family. However, you also need to provide for unforeseen circumstances with a powerful solution that meets different expectations and takes care of your family's financial security. BSLI Protector Plus Plan offers you the perfect protection solution, thanks to a higher Sum Assured as well as rewards for a healthy lifestyle. |
| |
| BSLI Protector Plan |
| |
| Key Features : |
| |
- Complete financial protection at an affordable cost
- Hedge against the rising cost of living with an option of increasing Sum Assured
- Enhanced insurance with appropriate rider options
- Rewards for a healthy lifestyle
- Income Tax benefits as per prevailing norms under the Income Tax Act, 1961
|
| |
| Annual Premiums for BSLI Protector Plus Plan |
| |
| For the BSLI Protector Plus Plan, the sample annual premiums for a male aged 35, with a Sum Assured of Rs. 10,000,000, under Level Sum Assured and Increasing Sum Assured options: |
| |
| Policy Term |
5 years |
10 years |
20 years |
30 years |
5 years |
10 years |
20 years |
30 years |
| Sum Assured Option |
Smoker |
Non-Smoker |
| Level |
12,850 |
15,100 |
21,150 |
28,100 |
10,950 |
12,400 |
16,900 |
22,250 |
| Increasing @ 5% |
13,800 |
17,900 |
30,400 |
48,300 |
11,650 |
14,500 |
24,050 |
38,000 |
| Increasing @ 10% |
14,800 |
20,700 |
39,750 |
69,000 |
12,350 |
16,700 |
31,250 |
53,850 |
|
| Premiums shown above are prior to service tax and education cess as applicable. |
| |
| BSLI Protector Plus Plan offers automatic premium reduction to women. Below are sample annual premiums for a female aged 35, with a Sum Assured of Rs. 10,000,000, under Level Sum Assured and Increasing Sum Assured options: |
| |
| Policy Term |
5 years |
10 years |
20 years |
30 years |
5 years |
10 years |
20 years |
30 years |
| Sum Assured Option |
Smoker |
Non-Smoker |
| Level |
11,500 |
12,950 |
17,100 |
22,350 |
9,900 |
10,900 |
13,850 |
17,850 |
| Increasing @ 5% |
12,200 |
15,100 |
24,150 |
37,950 |
10,500 |
12,450 |
19,250 |
29,950 |
| Increasing @ 10% |
12,950 |
17,350 |
31,300 |
53,650 |
11,100 |
14,100 |
24,750 |
42,100 |
|
| Premiums shown above are prior to service tax and education cess as applicable. |
| |
| Plan Summary |
| |
| Entry Age |
18 to 65 years of age |
| Sum Assured Option |
I - Level Sum Assured
II - Increasing Sum Assured |
| Policy Term |
5 to 30 years, subject to max. age on maturity: 75 years |
| Premium Paying Term |
Regular Pay |
| Premium Mode |
Annual | Semi-annual | Quarterly | Monthly |
| Sum Assured |
Min. Rs. 50,00,000
Max. no limit (subject to underwriting guidelines) |
|
| Please ask your financial advisor or visit our website to determine the premium rate applicable for your policy. |
| |
| Other Benefits : |
| |
| Death Benefit: In case of the unfortunate demise of the life insured during the policy term, the Sum Assured as per chosen option will be paid to the nominee. The policy shall be terminated once the Death Benefit is paid. |
| |
| Maturity Benefit: In the event the life insured survives to the end of the policy term, no benefit is payable on maturity and the policy shall be terminated thereafter. |
| |
| This plan offer no policy loan, surrender value or paid-up value. |
| |
| This plan offer the following Rider options, to enhance your financial security |
| |
| For added protection, BSLI Protector Plan can be enhanced by the following riders for a nominal extra cost: |
| |
| Critical Illness Rider (UIN: 109C019V01): On diagnosis of any of the four illnesses - Heart Attack, Cancer, Major Organ Transplant and Stroke, you will receive upto 100% of the Rider Sum Assured. |
| |
| Accidental Death and Disability Rider (UIN: 109C018V01): In the event of death due to an accident, your nominee will receive the chosen Rider Sum Assured upto a maximum of Rs. 50,00,000. In the event of disability due to an accident, you will receive a fixed percentage of the Rider Sum Assured, depending on the type of injury. |
| |
| Hospital Care Rider (UIN: 109C016V01): In the event that you are hospitalised for treatment, you will receive Daily Cash Benefit to take care of your expenses. In case you are treated in an Intensive Care Unit, you will receive an enhanced Daily Cash Benefit. To help you cover your recuperation expenses, you will be paid a lump sum amount, in case you are hospitalised for more than seven days for the same disease. |
| |
| Surgical Care Rider (UIN: 109C015V01): In case you are hospitalised to undergo a surgery, you will be paid a lump sum amount to cover your expenses. |
| |
| Waiver of Premium Rider (UIN: 109C017V01): In case life insured/policyholder is unable to pay the policy premiums due to a disability, critical illness or untimely demise, all future premiums of the base plan and the attached riders will be paid by BSLI and all policy benefits will continue.. |
| |
| For further details, please refer to detailed brochures on riders, consult your financial advisor or visit our website. |
| |
| Disclaimers |
|
This is a non-participating traditional term insurance plan. All terms & conditions are guaranteed throughout the policy term.Tax benefits are subject to changes in the tax laws. Insurance is the subject matter of solicitation. For more details on terms and conditions, please refer product brochure. Regd. Office: One Indiabulls Centre, Tower 1, 15th & 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400 013. Reg No. 109 BSLI Protector Plus Plan Unique No.: 109N071V01 ADV/5/11-12/4629 Version No.: VER 1/June/2011
|
| |
| Unique No.: 109N071V01 |
| |
|
|
| Access your account details by Login as |
|
| |
|
Policy Owner /
Group Owner /
Group Member
Insurance Advisor /
Channel Partner /
Corporate Agent /
Business Mentor /
Broker /
TDP Relationship Manager
Agency Manager /
Business Dev Manager /
Business Partner
|
Keep An Eye On The Earning Yield Of Equity Vs Bonds
Indian Express, 3rd October, 2011 |
The Way Forward For Insurance
Hindu Business Line, 2nd October, 2011 |
Overcome the fear of risk
Hindu Business Line, 4 July, 2011 |
Opening Up Bank Channel Won't Increase Misselling
Business Standard, 29 June, 2011 |
Triggers That Can Drive Market
Financial Cronical, 6 June, 2011 |
Mid-Cap Stocks, Which Are Larger-Caps Of Tomorrow, Present Good Opportunities
Financial Cronical, 6 June, 2011 |
Look At Value Investing To Maximise Your Returns
Indian Express, 23 May, 2011 |
Birla Sun Life expecting profit for the first time
Financial Cronical, 16 May, 2011 |
We are close to the peak of interest rate and inflation cycle
DNA Money, 16 May, 2011 |
IT Sector Looks Rightly Poised, But The Upside Looks Limited
Mint, 28th April, 2011 |
Consumer Durables, Banks To Gain From India Growth
The Economic Times, 18th April, 2011 |
What to Expect From Guaranteed - NAV Ulips?
The Economic Times, 13th April, 2011 |
How Much Insurance Do You Really Need?
Financial Chronicle, 13th April, 2011 |
Emerging Markets Have Been More Resilient
Mint, 24th March, 2011 |
Need To Ensure Fund Flows From Multiple Sources
The Financial Express, 23rd Febraury, 2011 |
Year 2011 By Vikram Kotak
4th Febraury, 2011 |
Huge potential in untapped market
3rd January, 2011 |
5 Reasons St Will See Consolidation, Even Correction For 6 Months
20th December, 2010 |
Stay Protected and Create Wealth With A Ulip
8th December, 2010 |
Sensex reaching 20,000 in FY08
25th October, 2010 |
| For other News... |
|
|