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FAQs

  To whom will the claim money be paid?

The claim money will be paid to the beneficiary who generally is the nominee / assignee / appointee (in case of a minor) as mentioned by the Life Assured in the Application Form for Insurance.

  What happens if there is no nomination on death of the Life Assured? Or What happens if both the Life Assured and the Nominee expires in the same event?

In such an eventuality, a "Succession Certificate" will have to be submitted by the Claimant. A Succession Certificate is issued on application by a competent court on the question of the right to the property of the deceased. The Succession Certificate should specifically provide for disbursement of policy monies. If, however, the deceased has left a will, a probate of the will is required along with the copy of the will.

  If the nominee dies during the tenure of the Policy, what action should be taken by the Life Assured?

The Life Assured should nominate some other person in place of the deceased Nominee under section 39 of the Insurance Act.

  After how many days from the date of an incident should a claim be intimated?

Except in some type of claims (e.g. Critical Illness Rider), where a waiting period is involved, all claims including death claims should be intimated as soon as possible.

  Who should inform BSLI about the claim and how?

The claimant or the family members of the Life Assured should inform the BSLI Branch Office about the death of the Life Assured. Alternatively, they can directly intimate the Claims Section at:

The Claims Section,
Birla Sun Life Insurance Company Limited
G Corp Tech Park,
5th & 6th Floor,
Kasar Wadavali, Ghodbunder Road,
Thane - 400 601.

  Where should one submit the claim forms?

The claim forms can be submitted at the nearest BSLI Branch Office or could be sent directly to the Claims Section at:

The Claims Section,
Birla Sun Life Insurance Company Limited
G Corp Tech Park,
5th & 6th Floor,
Kasar Wadavali, Ghodbunder Road,
Thane - 400 601

Toll Free:1-800-270-7000
Between 9 am to 9 pm, Monday to Saturday

Insurance Dictionary

Birla Sun Life Insurance

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Daily NAV's


Assure Fund 20.0185
ULIF01008/07/05BSLIASSURE109
Income Advantage Fund 17.4323
ULIF01507/08/08BSLIINCADV109
Protector Fund 27.2877
ULIF00313/03/01BSLPROTECT109
Builder Fund 33.6649
ULIF00113/03/01BSLBUILDER109
Balancer Fund 21.5401
ULIF00931/05/05BSLBALANCE109
Enhancer Fund 39.8425
ULIF00213/03/01BSLENHANCE109
Creator Fund 30.2914
ULIF00704/02/04BSLCREATOR109
Magnifier Fund 29.7797
ULIF00826/06/04BSLIIMAGNI109
Maximiser Fund 14.9168
ULIF01101/06/07BSLIINMAXI109
Multiplier Fund 12.3908
ULIF01217/10/07BSLINMULTI109
Super 20 Fund 15.2276
ULIF01723/06/09BSLSUPER20109
Platinum Plus Fund - 1 12.6805
ULIF01325/02/08BSLIIPLAT1109
Platinum Plus Fund - 2 18.0263
ULIF01425/02/08BSLIIPLAT2109
Platinum Plus Fund - 3 13.881
ULIF01628/04/09BSLIIPLAT3109
Platinum Plus Fund - 4 12.3451
ULIF01816/09/09BSLIIPLAT4109
Platinum Premier Fund 12.2396
ULIF02203/02/10BSLPLATPR1109
Platinum Advantage Fund 10.4942
ULIF02408/09/10BSLPLATADV109
Pension Nourish Fund 22.8006
ULIF00604/03/03BSLNOURISH109
Pension Growth Fund 27.7197
ULIF00504/03/03BSLIGROWTH109
Pension Enrich Fund 31.9454
ULIF00404/03/03BSLIENRICH109
Titanium Fund - 1 12.1744
ULIF01911/12/09BSLITITAN1109
Titanium Fund - 2 11.9272
ULIF02011/12/09BSLITITAN2109
Titanium Fund - 3 10.9625
ULIF02111/12/09BSLITITAN3109
FORESIGHT - 5 PAY 11.1414
ULIF02510/02/11BSLFSIT5P1109
FORESIGHT - SINGLE PAY 11.3877
ULIF02610/02/11BSLFSITSP1109
Pure Equity Fund 11.6164
ULIF02707/10/11BSLIPUREEQ109
Value Momentum Fund 10.9821
ULIF02907/10/11BSLIVALUEM109
Liquid Plus Fund 10.9071
ULIF02807/10/11BSLLIQPLUS109
Discontinued Policy Fund 12.0382
ULIF02301/07/10BSLIDISCPF109