• Guaranteed Savings Amount on the date of your choice • Choice of Policy Term and Premium Payment Term • Enhanced financial security for your loved ones
1. You choose your Policy Term from our options of 10 / 15 / 20 / 25 / 30 years. 2. Your Guaranteed Savings Date is the last policy anniversary based on your choice of Policy Term. 3. You choose the Basic Premium you want to pay each year. 4. You choose Pay Term from options of 5-Pay / 10-Pay / 15-Pay / 20-Pay / Regular Pay. 5. You have an option to choose an Enhanced Sum Assured to increase the financial security for your loved ones. 6. You have an option to choose from our range of riders to further customise the financial security of your loved ones.
• Premium: The periodic payments made to acquire the insurance and maturity benefits • Policy Term: Total benefit tenure of the policy • Policy Surrender: Voluntary closure of policy before completion of policy term • Maturity Benefit: The final amount which the customer receives at the end of policy term • Rider: Additional protection for an extra premium on the base policy