| Rider Name | Kind Of Risk | Major Benefit |
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Birla Sun Life Surgical Care Rider
UIN: 109C015V01
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Hospitalization for medically necessary surgery for a minimum period of 48 hours.
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You can choose your benefit amount from Rs. 3,000 to Rs. 30,000. The rider sum assured will be 50 times this benefit amount. In case of Major Surgery: for a surgery you will be paid five times the chosen benefit amount. Other Surgery: for any other valid surgical hospitalization, the benefit will be equal to the chosen benefit amount.
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BSLI Hospital Care Rider
UIN: 109C016V01
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Daily cash benefit: In case of hospitalization for medically necessary treatment of any illness or injury for a minimum period of 48 hours will be paid from the first day for the duration of hospitalization.
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Hospital Cash benefit: Minimum daily cash benefit amount - Rs. 600/day. Maximum daily cash benefit amount - Rs. 6,000/day. An additional 100% of the chosen daily cash benefit amount per day is paid for each day of stay in the intensive care unit (ICU). A lump sum recuperating benefit is equivalent to 3 times the chosen daily cash benefit will be payable for 7 or more days of continuous hospitalization.
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BSLI Waiver of Premium Rider
UIN: 109C017V01
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Future premiums will be waived if you are unable to pay your premium in the event of financial difficulties.
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In case proposer becomes completely disabled due to an illness or accident or proposer is diagnosed with any of the specified critical illnesses or death of the proposer (if not the life insured), then all the future premiums of the base plan and the attached riders will be waived throughout the rest of the policy term or until the termination of the policy or till the attained age 70 of the proposer whichever is earlier.
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BSLI Accidental Death and Disability Rider
UIN: 109C018V01
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1) Accidental Death
2) Accidental Disability |
Accidental Death: Rider sum assured paid.
Accidental Disability: % of rider sum assured paid that depends on nature
of disability.
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BSLI Critical Illness Rider
UIN: 109C019V01
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BSLI Critical Illness rider covers 4 major illnesses - |
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1. Heart Attack
2. Cancer
3. Stroke
4. Major Organ transplant |
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100% of the rider sum assured on survival of 30 days following the date of confirmed diagnosis.
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BSLI Accidental Death and Dismemberment Rider
UIN: 109C002V01
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1) Accidental Death
2) Accidental Dismemberment
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Accidental Death: 100% of the coverage face amount paid in case of death due to accident. Accidental Dismemberment: 100% of the coverage amount paid in case of loss of more than one limb or sight in both eyes or loss of one limb and sight in one eye. 50% of the coverage face amount is paid in case of loss of one limb or sight in one eye. |
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BSLI Term Rider
UIN: 109C003V01
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Accidental Death: 100% of the coverage face amount paid in case of death due to accident. Accidental Dismemberment: 100% of the coverage amount paid in case of loss of more than one limb or sight in both eyes or loss of one limb and sight in one eye. 50% of the coverage face amount is paid in case of loss of one limb or sight in one eye. |
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BSLI Critical Illness Plus Rider
UIN: 109C011V01
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Financial support in case the life insured suffers from any of the 17 critical illnesses specified in the Rider.
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100% of the Coverage Face Amount in the event the Life Insured: is diagnosed to be suffering from one of the 17 conditions specified in the Insured Critical Conditions provision in this Rider Coverage and survives the Insured Critical Condition for a period of at least 30 days from the date of diagnosis. |
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BSLI Critical Illness Women Rider
UIN: 109C012V01
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Covers over 25 critical illnesses.
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Exclusively designed for women keeping their needs and lifestyle in mind.
100% of the Coverage Face Amount in the event the Life Insured is diagnosed to be suffering from one of the conditions specified in the Insured Critical Conditions provision in this Rider Coverage.
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BSLI Accident Death Rider
UIN: 109B013V01
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Upon accidental death, the rider sum assured will be paid to the nominee.
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BSLI Accidental Death Benefit Rider
UIN : 109B014V01
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