• Please do not sign blank proposal forms/service request forms
• Kindly countersign any modifications made in the proposal form
• Please attach the documents applicable to your annualized premium as they are mandated by regulations:
• <Rs.10,000 - ID proof
• >Rs.10,000 but <Rs.1 lac - Id proof, photograph & address proof
• >=Rs.1 lac - Id proof, photograph, address proof & income proof; PAN card
• Kindly make sure that while filling the proposal form for any policy, all material disclosures are made. (Especially with respect to your health, earlier policies held by you, etc.) – As per Section 45 of the Insurance Act, 1938, if any claim has been received within 2 years of risk commencement date and if investigations prove that there was material non-disclosures / misstatements made in the proposal form/during issuance of policy, the insurance company has a right to deny the claim.